Julio has 20+ years of experience in investment banking at Morgan Stanley, Citibank and, most recently, Global Emerging Markets Group and Gottbetter Capital Markets. In addition to a BSc from the Massachusetts Institute of Technology and an MSc from the University of Pennsylvania, both in engineering, he received an MBA from Harvard Business School. Julio was born and raised in Mexico City. He is an Adjunct Professor at the New York School of Finance and also a lecturer at Columbia University and Baruch College. FINRA licenses 7, 24, 27, 63, 82 and 99.