Broker Check

Strategic Restructuring Advisory for

Lower-Middle Market Companies

Periods of financial stress require clear thinking, experienced guidance, and disciplined execution. At Young America Capital, we provide comprehensive support to lower middle market and early stage companies navigating both in court and out of court financial restructurings. Our goal is to help management teams and stakeholders stabilize financial conditions, evaluate strategic alternatives, and position companies for long term success.

Young America Capital’s Restructuring & Special Situations practice advises companies, boards, lenders, and investors facing complex financial and operational challenges. We bring structure to uncertain situations by combining financial analysis, capital markets insight, and transaction execution. Our team works closely with stakeholders to preserve enterprise value, align interests, and develop practical solutions that can be implemented in real market conditions.

Young America Capital advises companies and stakeholders on:

  • Lower middle market restructurings and special situations
  • Distressed M&A and asset sale transactions
  • Capital structure solutions for companies under financial pressure

Our Restructuring Services

1. Financial Assessment and Planning

  • Liquidity and cash flow analysis
  • Financial modeling and scenario analysis
  • Capital structure evaluation
  • Business plan review

2. Strategic Alternatives

  • Distressed mergers and acquisitions
  • Asset sales and divestitures
  • Capital raises and refinancing options
  • Strategic partnerships

3. Stakeholder Advisory

  • Negotiations with lenders and creditors
  • Support for boards and management teams
  • Coordination with legal, accounting, and restructuring professionals

4. Execution Support

  • Transaction structuring
  • Investor and buyer outreach
  • Process management through closing

When companies turn to Young America Capital?

Lower middle market companies and stakeholders typically engage YAC during periods of financial or operational pressure, including:

  • Liquidity and cash flow constraints
  • Balance sheet or capital structure challenges
  • Lender driven restructurings
  • Strategic alternatives reviews
  • Distressed mergers and acquisitions
  • Asset sales or divestitures
  • Pre insolvency planning and stakeholder negotiations

Why CEOs and Boards Work With Young America Capital

Restructuring situations demand a balance of financial judgment, market insight, and disciplined execution. Young America Capital combines restructuring advisory experience with an active investment banking platform, allowing our team to approach each situation with a clear understanding of capital markets, investor expectations, and transaction dynamics.

Every restructuring situation is unique. The right solution depends on the company’s capital structure, operational profile, and stakeholder landscape. Contact Young America Capital to discuss your situation.

Restructuring Team Members

Peter Formanek, CPA

Founder & Managing Partner

914.777.0100

peter@yacapital.com

Peter has 30+ years experience advising fund managers, family offices and companies. He has been involved in over 300 transactions over the course of his career and is also involved in the private equity field providing deal...

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David Bunzel

Senior Managing Director- Investment Banking, M&A, Public & Private Markets

914.725.9610

dbunzel@yacapital.com

Young America Capital (YAC) is a 70-person professional investment bank serving small and middle market companies focused on multiple verticals, including Cannabis, FinTech, Healthcare, Entertainment, Consumer Goods and Psychedelics....

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Jon Lunsford

Senior Director

804.357.2615

jonlunsford@yacapital.com

Jon has 30+ years of experience executing capital raises and M&A deals in sizes ranging from a few million dollars to over $2 billion. He had founded the media and technology group for what is now SunTrust Bank. He served as senior...

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Valerie Bowman

Vice President, Co- Head Cannabis Team

610.420.6594

valerie@yacapital.com

25+ years of experience in real estate at JLL, CBRE and C&W. Prior to YAC Val completed the $135M sale of a PA super license and handled several leases for Canadian LP’s. Valerie graduated from Skidmore College and holds a...

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Omar Brown

Managing Director

917.204.3773

omar@yacapital.com

Omar has 25+ years of experience in the capital markets advising institutional investors in both the public and the private market. He has been an active advisor and investor (endowment and hedge fund) in the alternative investment...

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Bruce Kaufman

Senior Director, Co-Head of Healthcare/Life Sciences Group

347.400.2082

bruce@yacapital.com

Bruce has 30+ years experience in investment banking, restructurings, capital raising, and public accounting. Prior firms include Rothschild Venture Capital, Lehman Brothers, Compass Advisers and Coopers & Lybrand. Bruce received a BS...

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